Previdência

— BRAZIL:

Brazil is ranked second-best of 20 countries evaluated by the Center for Strategic and International Studies for maintaining retirees' incomes. But it's only No. 18 in its ability to pay for its retirement system over the long term. In the 1980s, Brazil introduced a generous government pension system before it became rich enough to afford one. The system is financed with a payroll tax; higher-paid workers contribute more. Brazilians need contribute for only 15 years to receive full benefits at age 65 (for men) or 60 (or women). Men can retire at 53 if they've contributed to the system for 30 years, women at age 48 if they've contributed for 25 years. For Brazilians who earned average wages, Brazil's pensions replace 97 percent of their old take-home pay, well above a 69 percent average for the Organization for Economic Cooperation and Development. Brazil will strain to pay those pensions as its population ages. 

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